Installment Payment Plans For New Orleans and Metairie, LA

If you're in need of reliable transportation but don't have the means to spend thousands of dollars on a large purchase, you should consider paying for your model in installments. Installment plans do more than boost credit scores. They allow you to access premium vehicles without the worry of clearing out your savings account. If you're interested in learning about this payment option, talk to our finance department in New Orleans, LA.

You can enjoy auto-pay and never think twice about missing an installment. Before you know it, your vehicle will be paid off and you'll be ready to upgrade with a better credit score.

The most popular installment plan is biweekly because that’s how most people are paid. It works using simple math:

1. Standard loans require one payment every month
2. Biweekly installment plans divide this payment in half and debit that amount every two weeks.
3. Because there are 52 weeks in a year, you make 26 biweekly installments over the course of the year or the equivalent of 13 monthly payments. The extra payments are applied to principal.

Installment plans help you enjoy the vehicle without the worry of a hefty lump sum leaving your account. If you budget correctly, you might be able to pay the loan off early with less interest! You can also use installments to get right-side up on your car loan, which makes it easier for you to trade the car in or sell it later on. If you're not sure where to start, get in touch with our finance team in New Orleans, Louisiana.

As a Premier dealer in Louisiana, we partner with AutoPayPlus™ by US Equity Advantage. This partnership allows us to safely and securely manage your installment payments. If your payments are managed, they'll always be on time and your score will go up!

The Benefits of Installment Plans

• Payment Guarantee
• Build equity in your vehicle faster
• Potentially reduce interest charges*
• Convenient automatic withdrawals
• Smaller withdrawals are easier to budget and can match how you’re paid
• Shorten the term of your loan
• Free Credit Services – credit monitoring to protect against identity theft, monthly credit score, quarterly credit snapshots, and full credit reports twice a year
• Free vehicle monitoring services – vehicle valuation from Kelley Blue Book®, vehicle recall and maintenance alerts powered by Edmunds®

Frequently Asked Questions

Are installment plans available on all cars?

Installment plans are available for any vehicle purchase or lease and work with any lender.

How do auto-payments work?

We will set you up with one of our Premier finance managers, who will help you sign up for an installment plan. We will look over the various payment options available and help you choose the best one. AutoPayPlus will verify your account and we will set up an automatic payment. Our auto-pay options allow customers to choose between Monday through Friday.

What is AutoPayPlus™?

AutoPayPlus™ is a smart payment option that has helped tons of customers reach their financial objectives. The system works through US Equity Advantage and helps people get back on track with auto payments. The benefit? USEA is not a lender. This is an independent party that facilitates payments to your lender, ensuring you can boost your score with on-time payments. Since 2003, AutoPayPlus™ has been helping people pay on time.

Disclaimer:*A reduction in interest charges and loan term occurs through the design of the installment plan. These benefits are affected by any changes you may make to the scheduled payments as well as the enrollment fee and ACH/convenience fees.